Capital Area REALTORS® FCU Routing & Transit #255077639

Current Rates

Loan Rates & Terms

Mortgage

Fixed

APR

6.750
6.250

Term

30 Year
15 Year

FHA

APR

6.625
6.500

Term

30 Year
15 Year

VA

APR

6.625
6.500

Term

30 Year
15 Year

Home Equity Line Of Credit

Home Equity LOC Residential

Type

Residential
Investment

CLTV

80%
70%

APR

PRIME (+) 0.00%
PRIME (+) 1.50%

Term

20 Years
20 Years

Auto

New Auto

APR

4.79%
5.29%

Down Payment

0%
0%

Term

5 Years
6 Years

Used Auto

*ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

APR

5.49%
5.69%

Term

4 Years
5 Years

Personal

Shared Secured

APR

2.5% Over the Collateral

Savings Programs Rates & Terms

CD & IRA CD

Minimum Balance

$1,000
$1,000
$1,000
$1,000

APR [1]

0.75%
1.75%
2.15%
2.25%

YIELD [2]

0.77%
1.78%
2.18%
2.28%

Term

6 Months
12 Months
18 Months
24 Months

Money Market

Minimum Balance

$1,000
$50,000
$75,000
$150,000

APR [1]

0.50%
0.60%
0.70%
0.75%

YIELD [2]

0.51%
0.61%
0.71%
0.76%

Share Savings

Minimum Balance

$500

APR [1]

0.10%

YIELD [2]

0.10%

Monthly Fee

Monthly
Fee

Free

Share Draft (Checking)

*DIVIDEND PAYABLE ON $1,000.00 BALANCE

APR [1]

0.05%

YIELD [2]

0.05%

Monthly Fee

Free

Important: Please READ

All members must first enroll in our new Mobile Banking App

  • Download Mobile Banking App from Apple App Store or Google Play Store
    • Members must have their Member Number and last 4 digits of the Primary Account Holder’s SSN to get started. If you do not have your Member Number, please check any of your monthly statement or email help@carfcu.org
  • You will create your new Logon ID and Security Code (Password) to access online banking
  • Please click here to enroll
  • If you have enrolled successfully, log in to your Mobile App or  click here to Login to Online Banking