Capital Area REALTORS® FCU Routing & Transit #255077639

Current Rates

Loan Rates & Terms

Personal

Visa Credit Card

APR

7.75%
9.25%

Annual Fee

$25
$0

Shared Secured

APR

2% Over the Collateral

Signature Loan

APR

9.99%
10.99%
11.99%

Term

3 Years
4 Years
5 Years

Auto

New Auto

APR

1.89%
2.15%

Down Payment

0%
0%

Term

5 Years
6 Years

Used Auto

*ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

APR

2.79%
2.99%

Term

4 Years
5 Years

Mortgage

Home Equity LOC Residential

Type

Residential
Residential
Investment

CLTV

80%
89.99%
70%

APR

PRIME (+) .25%
PRIME (+) .50%
PRIME (+) .50%

Term

20 Years
20 Years
20 Years

Fixed

APR

3.283
2.694

Term

30 Year
15 Year

FHA

APR

2.876
2.489

Term

30 Year
15 Year

VA

APR

2.790
2.390

Term

30 Year
15 Year

Savings Programs Rates & Terms

CD & IRA CD

Minimum Balance

$1,000
$1,000
$1,000
$1,000

APR [1]

.25%
.35%
.40%
.50%

YIELD [2]

.251%
.351%
.401%
.501%

Term

6 Months
12 Months
18 Months
24 Months

Money Market

Minimum Balance

$1,000
$50,000
$75,000
$150,000

APR [1]

.20%
.25%
.35%
.40%

YIELD [2]

.20%
.25%
.35%
.40%

Share Savings

Minimum Balance

$500

APR [1]

0.10%

YIELD [2]

0.10%

Monthly Fee

Monthly
Fee

Free

Share Draft (Checking)

*DIVIDEND PAYABLE ON $1,000.00 BALANCE

APR [1]

0.05%

YIELD [2]

0.05%

Monthly Fee

Free

New Money CD's

APR [1]

.45%
.50%
.55%
.65%

YIELD [2]

.451%
.501%
.551%
.652%

Term

6 Months
12 Months
18 Months
24 Months