IMPORTANT: WE HAVE MADE A SERIOUS UPGRADE TO OUR MOBILE AND ONLINE banking EXPERIENCE. YOU MUST RE-ENROLL TO ACCESS YOUR ACCOUNTS BY CLICKING HERE. PLEASE EMAIL help@carfcu.org FOR any ASSISTANCE ON THE MEMBER NUMBER.
Capital Area REALTORS® FCU Routing & Transit #255077639
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Current Rates

Loan Rates & Terms

Mortgage

Fixed

APR

5.75
5.25

Term

30 Year
15 Year

FHA

APR

5.75
5.625

Term

30 Year
15 Year

VA

APR

5.75
5.500

Term

30 Year
15 Year

Home Equity Line Of Credit

Home Equity LOC Residential

Type

Residential
Investment

CLTV

80%
70%

APR

PRIME (+) 1.00%
PRIME (+) 2.50%

Term

20 Years
20 Years

Auto

New Auto

APR

5.99
6.79

Down Payment

0%
0%

Term

5 Years
6 Years

Used Auto

*ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

APR

6.49
7.29

Term

4 Years
5 Years

Personal

Shared Secured

APR

2.5% Over the Collateral

Savings Programs Rates & Terms

CD & IRA CD

Minimum Balance

$1,000
$1,000
$1,000
$1,000
$1,000

APR [1]

0.75%
0.75%
1.75%
2.15%
2.25%

YIELD [2]

0.77%
0.77%
1.78%
2.18%
2.28%

Term

6 Months
6 Months
12 Months
18 Months
24 Months

Money Market

Minimum Balance

$1,000
$50,000
$75,000
$150,000

APR [1]

0.50%
0.60%
0.70%
0.75%

YIELD [2]

0.51%
0.61%
0.71%
0.76%

Share Savings

Minimum Balance

$500

APR [1]

0.10%

YIELD [2]

0.10%

Monthly Fee

Monthly
Fee

Free

Share Draft (Checking)

*DIVIDEND PAYABLE ON $1,000.00 BALANCE

APR [1]

0.05%

YIELD [2]

0.05%

Monthly Fee

Free
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15201 Diamondback Drive, Suite 150
Rockville, MD 20850
Main: (240) 314-0734

NMLS 811806

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Mortgage
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Personal
Investments
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Capital Area REALTORS® Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 240-314-0734. All products and services available on this website are available at all CARFCU branches.

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