Capital Area REALTORS® FCU Routing & Transit #255077639

CARFCU RATES

.

Loan Rates & Terms

Mortgage

Fixed

APR*

Term

30 Year
15 Year

FHA

APR*

6.875

Term

30 Year
15 Year

VA

APR*

7.25

Term

30 Year
15 Year

Home Equity Line Of Credit

Home Equity LOC Residential

Type

Residential
Investment

CLTV

80%
70%

APR*

PRIME (+) 1.00%
PRIME (+) 2.50%

Term

20 Years
20 Years

Auto

New Auto

APR*

6.49
7.29

Down Payment

0%
0%

Term

5 Years
6 Years

Used Auto

*ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

APR*

6.99
7.79

Term

4 Years
5 Years

Personal

Shared Secured

APR*

2.5% Over the Collateral

Savings Programs Rates & Terms

Certificate of Deposit (CD)

Minimum Balance

$1,000
$1,000
$1,000
$1,000
$1,000
$25,000
$50,000
$200,000

APR

0.75%
0.75%
1.75%
2.15%
2.25%
4.50%
5.10%
4.80%

YIELD

0.77%
0.77%
1.78%
2.18%
2.28%
4.56%
5.21%
4.91%

Term

6 Months
6 Months
12 Months
18 Months
24 Months
12 Months [New Money]
11 Months [New Money]
36 Months [New Money]

Money Market

Minimum Balance

$1,000
$50,000
$75,000
$150,000

APR

0.50%
0.60%
0.70%
0.75%

YIELD

0.51%
0.61%
0.71%
0.76%

Share Savings

Minimum Balance

$500

APR

0.10%

YIELD

0.10%

Monthly Fee

Monthly
Fee

Free

Share Draft (Checking)

**DIVIDEND PAYABLE ON $1,000.00 BALANCE

APR

0.05%

YIELD

0.05%

Monthly Fee

Free

APR
*Annual Percentage Rate. Advertised rates depend on the individual’s credit and key financing characteristics, including but not limited to the Amount Financed, term, loan-to-value (LTV) ratio, down payment amount, and collateral characteristics. Rates are subject to change without notice. This page is updated frequently. Approval and actual rate will depend on your credit history and loan term. The age of collateral securing the loan will impact the APR and term for the following loan types: New and Used Vehicle Loans.

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