Capital Area REALTORS® FCU Routing & Transit #255077639

Current Rates

Loan Rates & Terms

Personal

Visa Credit Card

APR

7.75%
9.25%

Annual Fee

$25
$0

Shared Secured

APR

2% Over the Collateral

Signature Loan

APR

9.99%
10.99%
11.99%

Term

3 Years
4 Years
5 Years

Auto

New Auto

APR

2.75%
3.25%

Down Payment

0%
0%

Term

5 Years
6 Years

Used Auto

*ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

APR

4.25%
4.75%

Term

4 Years
5 Years

Mortgage

Home Equity LOC Residential

Type

Residential
Residential
Investment

CLTV

80%
89.99%
70%

APR

PRIME (+) .25%
PRIME (+) .50%
PRIME (+) .75%

Term

20 Years
20 Years
20 Years

Fixed

APR

3.065%
2.596%

Term

30 Year
15 Year

FHA

APR

3.549%
3.121%

Term

30 Year
15 Year

VA

APR

2.555%
2.571%

Term

30 Year
15 Year

Savings Programs Rates & Terms

CD & IRA CD

Minimum Balance

$1,000
$1,000
$1,000
$1,000

APR [1]

.45%
.50%
.55%
.65%

YIELD [2]

.451%
.501%
.552%
.652%

Term

6 Months
12 Months
18 Months
24 Months

Money Market

Minimum Balance

$1,000
$50,000
$75,000
$150,000

APR [1]

.20%
.25%
.40%
.55%

YIELD [2]

.20%
.25%
.40%
.55%

Share Savings

Minimum Balance

$500

APR [1]

0.10%

YIELD [2]

0.10%

Monthly Fee

Monthly
Fee

Free

Share Draft (Checking)

*DIVIDEND PAYABLE ON $1,000.00 BALANCE

APR [1]

0.05%

YIELD [2]

0.05%

Monthly Fee

Free

New Money CD's

APR [1]

.45%
.50%
.55%
.65%

YIELD [2]

.451%
.501%
.551%
.652%

Term

6 Months
12 Months
18 Months
24 Months