Capital Area REALTORS® FCU Routing & Transit #255077639

TODAY'S RATES

.

Loan Rates & Terms

Mortgage

Fixed

APR

7.50
6.875

Term

30 Year
15 Year

FHA

APR

7.50
6.875

Term

30 Year
15 Year

VA

APR

7.50
7.25

Term

30 Year
15 Year

Home Equity Line Of Credit

Home Equity LOC Residential

Type

Residential
Investment

CLTV

80%
70%

APR

PRIME (+) 1.00%
PRIME (+) 2.50%

Term

20 Years
20 Years

Auto

New Auto

APR

6.49
7.29

Down Payment

0%
0%

Term

5 Years
6 Years

Used Auto

*ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

APR

6.99
7.79

Term

4 Years
5 Years

Personal

Shared Secured

APR

2.5% Over the Collateral

Savings Programs Rates & Terms

CD & IRA CD

Minimum Balance

$1,000
$1,000
$1,000
$1,000
$1,000
$25,000
$50,000

APR [1]

0.75%
0.75%
1.75%
2.15%
2.25%
4.50%
5.10%

YIELD [2]

0.77%
0.77%
1.78%
2.18%
2.28%
4.56%
5.21%

Term

6 Months
6 Months
12 Months
18 Months
24 Months
12 Months (New Money Only)
11 Months (New Money Only)

Money Market

Minimum Balance

$1,000
$50,000
$75,000
$150,000

APR [1]

0.50%
0.60%
0.70%
0.75%

YIELD [2]

0.51%
0.61%
0.71%
0.76%

Share Savings

Minimum Balance

$500

APR [1]

0.10%

YIELD [2]

0.10%

Monthly Fee

Monthly
Fee

Free

Share Draft (Checking)

*DIVIDEND PAYABLE ON $1,000.00 BALANCE

APR [1]

0.05%

YIELD [2]

0.05%

Monthly Fee

Free