Capital Area REALTORS® FCU Routing & Transit #255077639

Home Mortgage

We've created a better way to get a mortgage

30 Year Fixed
Rate / APR
15 Year Fixed
Rate / APR
30 Year FHA Loan
Rate / APR
30 Year VA Loan
Rate / APR

Home Mortgage

We're here to make the mortgage process simple.

Buying a home is complicated enough. Let us make it a little easier. Our team of real estate and home loan specialists are here to share their expertise with you, all while keeping your financial goals at the forefront.

Why Choose CARFCU?

Nobody knows mortgages better.

We have served our members for over 50 years, and we use that experience to continuously refine our mortgage experience, because good simply isn’t good enough for us.

We understand the nuances of REALTOR® compensation, especially as it relates to qualifying for a mortgage. That’s why we’ve designed a system to allow us to take into account REALTOR® income through commissions and other sources.

We know the importance of a quick mortgage process, and that’s why we use a technology driven mortgage process — allowing us to expedite the mortgage process.

We mean it when we say “nobody knows mortgages better”. Our mortgage products were designed by REALTORS® to suit the needs of REALTORS®, and our expert team is here to help with anything that may come up along the way.

Let's Get Started

We make the process simple.

Applying for a mortgage shouldn’t be time consuming, and that’s why we’ve used technology to streamline the process down to 3 simple steps. If there’s anything we can help with, please contact us.


Apply online

Use our simple online application to apply for a mortgage.


Submit supporting documentation

You’ll be asked to submit documentation supporting your application.


Get funded

Your loan is funded, and you’re on your way — as simple as that.