Capital Area REALTORS® FCU Routing & Transit #255077639
Sign up and get the support of the Capital Area REALTORS® Federal Credit Union team.

Our competitive rates and flexible terms make us the only choice in mortgage.

Credit Unions are designed to serve people who share a common bond, so whether you are a REALTOR® or not, 
you can now become a member of Capital Area REALTORS® Federal Credit Union!

Your Membership Includes Special Rates on… 

Home Mortgages

Home Equity Lines of Credit on Primary & Investment Properties

Home Renovation Loans

Fix & Flip Loans 

New & Used Auto Loans

Ready to join? Speak with our team to see if you qualify! 


Balaram Owens

Balaram Owens is a client-turned Board Member of the CARFCU team. Balaram has been an instrumental part of CARFCU’s growth; all because of the impactful service provided by Tony Launi.

Balaram, we thank you for your continuous support as both a client and Board Member.

Member Since 2012
Residential Real Estate Agent at RLAH & Capital Area REALTORS® Federal Credit Union Board Member

Our Products

We offer a variety of products & services to fit your needs.

We’ve served our members with excellent service and competitive rates for over 50 years. Learn more about all of our products and services below.

Celebrating 52 Years of Business

Serving Our REALTOR® Members Since 1971.

Our team understands banking and REALTORS® better than anyone else, it’s in our DNA. That’s how we’ve been able to design and offer the best products for REALTORS® over the past 52 years.

Ready to get started?

Important: Please READ

All members must first enroll in our new Mobile Banking App

  • Download Mobile Banking App from Apple App Store or Google Play Store
    • Members must have their Member Number and last 4 digits of the Primary Account Holder’s SSN to get started. If you do not have your Member Number, please check any of your monthly statement or email
  • You will create your new Logon ID and Security Code (Password) to access online banking
  • Please click here to enroll
  • If you have enrolled successfully, log in to your Mobile App or  click here to Login to Online Banking