Capital Area REALTORS® Federal Credit Union | Serving Our REALTOR® Members Since 1971

Mortgage Rates are Falling! Take Advantage Now

Did you know the interest rate for mortgages have been decreasing over the last seven days

Check Our Rates

La tasa de interés hipotecario esta disminuyendo! Aproveche ya!

¿Sabías usted que la tasa de interés de las hipotecas ha disminuido en los últimos siete días?

Vea nuestros intereses

Low Mortgage Rates Available Now! Find Your Dream Home

DO NOT let this opportunity pass by you

Get a quote

Ready to Refinance? NOW IS THE RIGHT TIME

Lower your rate, lower your payment, contact us and find out how we can help you

CARFCU te Ayuda a Hacer tus Sueños Realidad

Comprar y ser dueño de un hogar es parte del sueño americano. No te quedes con las ganas. ¡Podemos ayudarte en todo el proceso!

Hable con nosotros

ALL OF YOUR BANKING IN THE PALM OF YOUR HANDS

Take control of your money and schedule

Banking with the CARFCU Mobile App,
grants you round-the-clock access
to your accounts

Money Transactions

Easily move money between accounts with the app's seamless Transfer Funds feature

Real-Time account balances

Stay updated with real-time account balances, ensuring you always know where you stand financially

No password needed

Quickly check your balances without logging in using our secure Instant Balance tool. Use face recognition or fingerprint authenticator

Money movement

Stay informed about your recent and pending transactions with just a tap on the app

Mobile deposit

Deposit your checks instantly using your phone's camera for ultimate convenience

download the app to your mobile device

Apple Store

Google Play Store

ALL OF YOUR BANKING IN THE PALM OF YOUR HANDS

Take control of your money and schedule

Banking with the CARFCU Mobile App,
grants you round-the-clock access
to your accounts

Real-Time account balances

Stay updated with real-time account balances, ensuring you always know where you stand financially

Money Transactions

Easily move money between accounts with the app's seamless Transfer Funds feature

No password needed

Quickly check your balances without logging in using our secure Instant Balance tool. Use face recognition or fingerprint authenticator

Money movement

Stay informed about your recent and pending transactions with just a tap on the app

Mobile deposit

Deposit your checks instantly using your phone's camera for ultimate convenience

download the app to your mobile device

ALL OF YOUR BANKING IN THE PALM OF YOUR HANDS

Take control of your money and schedule

Banking with the CARFCU Mobile App, grants you
round-the-clock access to your accounts

No password needed

Quickly check your balances without logging in using our secure Instant Balance tool. Use face recognition or fingerprint authenticator

Money movement

Stay informed about your recent and pending transactions with just a tap on the app

Money Transactions

Easily move money between accounts with the app's seamless Transfer Funds feature

Real-Time account balances

Stay updated with real-time account balances, ensuring you always know where you stand financially

Mobile deposit

Deposit your checks instantly using your phone's camera for ultimate convenience

download the app to your mobile device

Apple Store

Google Play Store

Memberships Are Now Open to All!

Credit Unions are designed to serve people who share a common bond, so whether you are a REALTOR® or not,
you can now become a member of Capital Area REALTORS® Federal Credit Union!

Your Membership Includes Special Rates on…

Home Mortgages

Home Equity Lines of Credit on Primary & Investment Properties

Home Renovation Loans

Fix & Flip Loans

New & Used Auto Loans

Ready to join? Speak with our team to see if you qualify!

MEMBER OF THE MONTH

Balaram Owens

Balaram Owens is a client-turned Board Member of the CARFCU team. Balaram has been an instrumental part of CARFCU’s growth; all because of the impactful service provided by Tony Launi.

Balaram, we thank you for your continuous support as both a client and Board Member.

Member Since 2012
Residential Real Estate Agent at RLAH & Capital Area REALTORS® Federal Credit Union Board Member

Our Products

We offer a variety of products & services to fit your needs.

We’ve served our members with excellent service and competitive rates for over 53 years. Learn more about all of our products and services below.

Celebrating 54 Years of Business

Serving Our REALTOR® Members Since 1971.

Our team understands banking and REALTORS® better than anyone else, it’s in our DNA. That’s how we’ve been able to design and offer the best products for REALTORS® over the past 54 years.

Mortgages

Auto Loans

ALL OF YOUR BANKING IN THE PALM OF YOUR HANDS

Take control of your money and schedule

Banking with the CARFCU Mobile App,grants you round-the-clock accessto your accounts

Money Transactions​

Easily move money between accounts with the app's seamless Transfer Funds feature​

Real-Time account balances​

Stay updated with real-time account balances, ensuring you always know where you stand financially​

No password needed

Quickly check your balances without logging in using our secure Instant Balance tool. Use face recognition or fingerprint authenticator

Money movement

Stay informed about your recent and pending transactions with just a tap on the app

Mobile deposit​

Deposit your checks instantly using your phone's camera for ultimate convenience​

download the app to your mobile device

ALL OF YOUR BANKING IN THE PALM OF YOUR HANDS

Take control of your money and schedule

Banking with the CARFCU Mobile App,grants you round-the-clock accessto your accounts

Real-Time account balances​

Stay updated with real-time account balances, ensuring you always know where you stand financially​

Money Transactions​

Easily move money between accounts with the app's seamless Transfer Funds feature​

No password needed

Quickly check your balances without logging in using our secure Instant Balance tool. Use face recognition or fingerprint authenticator

Money movement

Stay informed about your recent and pending transactions with just a tap on the app

Mobile deposit​

Deposit your checks instantly using your phone's camera for ultimate convenience​

download the app to your mobile device

ALL OF YOUR BANKING IN THE PALM OF YOUR HANDS

Take control of your money and schedule

Banking with the CARFCU Mobile App, grants youround-the-clock access to your accounts

No password needed

Quickly check your balances without logging in using our secure Instant Balance tool. Use face recognition or fingerprint authenticator

Money movement

Stay informed about your recent and pending transactions with just a tap on the app

Money Transactions

Easily move money between accounts with the app's seamless Transfer Funds feature

Real-Time account balances

Stay updated with real-time account balances, ensuring you always know where you stand financially

Mobile deposit

Deposit your checks instantly using your phone's camera for ultimate convenience

download the app to your mobile device

MEMBER OF THE MONTH

Balaram Owens

Member Since 2012Residential Real Estate Agent at RLAH & Capital Area REALTORS® Federal Credit Union Board Member

Our Products

We offer a variety of products & services to fit your needs.

Celebrating 54 Years of Business

Serving Our REALTOR® Members Since 1971.

Ready to get started?

Attention Members: Lobby Closure Due to Inclement Weather

Our lobby will be closed today, 1/19/2024, due to inclement weather. However, we are open. You can contact us at 240-314-0734 or help@carfcu.org for any assistance. As always, online and mobile banking is also available 24/7. We apologize for any inconvenience. Thank you

Banking with the CARFCU Mobile App,
grants you round-the-clock access
to your accounts

Money Transactions

Easily move money between accounts with the app's seamless Transfer Funds feature

Real-Time account balances

Stay updated with real-time account balances, ensuring you always know where you stand financially

Mobile deposit

Deposit your checks instantly using your phone's camera for ultimate convenience

Banking with the CARFCU Mobile App,
grants you round-the-clock access
to your accounts

Real-Time account balances

Stay updated with real-time account balances, ensuring you always know where you stand financially

Money Transactions

Easily move money between accounts with the app's seamless Transfer Funds feature

Mobile deposit

Deposit your checks instantly using your phone's camera for ultimate convenience

Banking with the CARFCU Mobile App, grants you
round-the-clock access to your accounts

Member Since 2012
Residential Real Estate Agent at RLAH & Capital Area REALTORS® Federal Credit Union Board Member

Our lobby will be closed today, 1/19/2024, due to inclement weather. However, we are open.

You can contact us at 240-314-0734 or help@carfcu.org for any assistance. As always, online and mobile banking is also available 24/7. We apologize for any inconvenience. Thank you