Capital Area REALTORS® FCU Routing & Transit #255077639

Certificate of Deposit (CDs)

Earn more on your deposits

Earn Up To
Annual Percentage Yield
Start With As Little As
Minimum Balance Required

Certificate of Deposit

Find your path to savings.

Watch your savings skyrocket by taking advantage of our certificate options. We offer competitive rates so that you can save more money over time.

Why Choose CARFCU?

Big bank features, with a community bank experience.

We’ve paired technology with a community banking feel to create a better banking experience.

Get instant access your accounts through our online portal, or through our mobile app. Looking to deposit a check? You can skip the drive to the branch and use our app to remote deposit. 

Our debit card provides you access to your funds, wherever you may be. We’ve partnered with a network of ATMs across the country to provide you with access to thousands of ATMs, free of charge.

We don’t believe in frivolous account fees, and that’s why we don’t charge them. No minimum balance requirements, transaction requirements, or otherwise — simply a great account with an even better team here to support our members.

We don’t use call centers or automated support solutions for our members. When you reach out to us, one of our team members will be there to help you through any questions you may have.

This disclosure describes your ability to withdraw funds at Capital Area REALTORS® Federal Credit Union (“CARFCU”). It only applies to the availability of funds in transaction accounts. CARFCU reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in this policy. Read More

Let's Get Started

We make the process simple.

Our goal is to make the setup process as simple as possible. To meet that goal, we’ve refined our process down to 3 simple steps to get you started. If there’s anything we can help with, please contact us.


Download our form

Complete our easy to use fillable form which will gather all the information we need to setup your account.


Send it back with your deposit

Mail your completed form back, along with a check for your initial deposit (minimum $100).


Get started

Once we receive your form and deposit, we’ll get your account setup and send you everything you need to get started.