Capital Area REALTORS® FCU Routing & Transit #255077639

Become a Member


Join the Capital Area Realtors FCU family.

We’re proud to have partnered with the Greater Capital Area Association of REALTORS® (GCAAR), the Prince George’s County Association of REALTORS®, and the Frederick County Association of REALTORS® (FCAR), making all members eligible to join CARFCU.

Not a member of these associations? Contact us for more information on membership.

Member Spotlight

Balaram Owens is a client-turned Board Member of the CARFCU team. Balaram has been an instrumental part of CARFCU’s growth; all because of the impactful service provided by Tony Launi.

We thank you for your continuous support as both a client and Board Member.

Balaram Owens

Member Since Member Since 2012

Residential Real Estate Agent at RLAH & Capital Area Realtors Federal Credit Union Board Member

Why Choose CARFCU?

We're in it together.

Once you are approved, credit union membership and all of its benefits will be available to the employees and immediate family members of the company. Some of these benefits include:

We offer a wide range of banking options including: checking accounts, savings accounts, money market accounts, certificates of deposit, and more. Members get access to our accounts and competitive yields.

We’ve designed our loan products based on our 50 years of experience. Members get access to competitive rates as well as quick funding of loans. 

We don’t use call centers or automated support solutions for our members. When you reach out to us, one of our team members will be there to help you through any questions you may have.

Let's Get Started

We make the process simple.

Our goal is to make the setup process as simple as possible. To meet that goal, we’ve refined our process down to 3 simple steps to get you started. If there’s anything we can help with, please contact us.


Download our form

Complete our easy to use fillable form which will gather all the information we need to setup your account.


Send it back with your deposit

Mail your completed form back, along with a check for your initial deposit (minimum $100).


Get started

Once we receive your form and deposit, we’ll get your account setup and send you everything you need to get started.