Capital Area REALTORS® FCU Routing & Transit #255077639

Investing in your future.

Products designed to make investing effortless

IRA Certificate of Deposit
Annual Percentage Yield


Retirement done right.

Effortlessly setup a retirement account that is invested in our certificate of deposit accounts (CDs). 


A simple way to setup a retirement account.

We’re able to make investing effortless by enabling auto-deposit or paycheck draft. We offer the ability to open the follow types of accounts with CARFCU:

IRAs (Traditional and Roth)


Let's Get Started

We make the process simple.

Our goal is to make the account setup process as simple as possible. To meet that goal, we’ve refined our process down to 3 simple steps to get you started. If there’s anything we can help with, please contact us.


Download our form

Complete our easy to use fillable form which will gather all the information we need to setup your account.


Send it back with your deposit

Mail your completed form back, along with a check for your initial deposit (minimum $100).


Get started

Once we receive your form and deposit, we’ll get your account setup and send you everything you need to get started.

Important: Please READ

All members must first enroll in our new Mobile Banking App

  • Download Mobile Banking App from Apple App Store or Google Play Store
    • Members must have their Member Number and last 4 digits of the Primary Account Holder’s SSN to get started. If you do not have your Member Number, please check any of your monthly statement or email
  • You will create your new Logon ID and Security Code (Password) to access online banking
  • Please click here to enroll
  • If you have enrolled successfully, log in to your Mobile App or  click here to Login to Online Banking