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|
Office Hours M - F, 8:30a.m. - 3:00p.m.
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Loan Rates and Terms
|
NEW
AUTO
|
N/A
|
4.30%
|
20%
|
5
YEARS¹
|
|
|
|
|
|
|
|
|
|
4.55%
|
0
|
5
YEARS
|
|
|
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USED
AUTO
|
N/A
|
5.25%
|
2009
CAR
|
5
YEARS
|
|
|
|
5.40%
|
2008 CAR OR OLDER
|
4
YEARS
|
|
SHARE SECURED
|
100%
OF SHARES
|
3%
OVER COLLATERAL
|
|
5
YEARS
|
|
|
|
|
|
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HOME
EQUITY LOC RESIDENTIAL
|
(80%)
|
Prime²
plus
1.00%
|
|
15
YEARS
|
|
RENTALS
|
(70%)
|
Prime² plus
1.50%
|
|
12
YEARS
|
|
SIGNATURE
|
$15,000.00
|
11.99%
|
|
5 YEARS
|
|
|
|
10.99%
|
|
4 YEARS
|
|
|
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9.99%
|
|
3 YEARS
|
|
6 year terms available, at an additional .50% added to the above rates
Savings Programs, Rates and Terms
|
TYPE
|
MINIMUM
BALANCE
|
APR
|
YIELD
|
TERM
|
|
Share Certificates & IRA Share
Certificates
|
$1,000.00
|
1.25%
|
1.27%
|
6
MOS
|
|
|
$1,000.00
|
1.60%
|
1.62%
|
12
MOS
|
|
|
$1,000.00
|
NA |
NA |
24
MOS
|
|
MONEY
MARKET
|
$
1,000.00-
$
9,999.00
|
.50%
|
.51%
|
|
|
|
$10,000.00-$24,999.
|
.55%
|
.56%
|
|
|
|
$25,000.00-$49,999.
|
.60%
|
.61%
|
|
|
|
$50,000.00
& OVER
|
1.25%
|
1.27%
|
|
|
IRA
SAVINGS
|
$100.00
|
1.75%
|
1.76%
|
|
|
SHARE
SAVINGS
|
$
100.00-
$
999.00
|
0.50%
|
0.50%
|
|
|
|
$1,000.00
& OVER
|
0.60%
|
0.60%
|
|
|
SHARE DRAFT (CHECKING)
|
N/A
|
0.50%
|
0.50%
|
|
|
|
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|
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Capital Area Realtors Federal
Credit Union
105 A W Edmonston Drive, Rockville, MD. 20852
Telephone No. 240-314-0734
Thursday, February 18, 2010 08:53:50 AM -0500 |
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