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* "CAR FCU is affiliated with United Buyers Services, which provides discounts on new vehicles for buyers in the Washington DC and Baltimore Area! For more information, visit"



CAR FCU is excited to announce that we are now offering membership to all individuals. Prior to this change, a person needed to be a real estate agent or broker, or a part of the employee groups that were members.

Effective immediately, anyone who wishes to be a member of CAR FCU can join!

Being a member comes with a number of benefits, including:

  • Free ATM Access
  • No Fee Checking
  • Low Rates on Car Loans
  • Discounts on New and Used Cars through United Buying Service
  • 7.75% VISA Credit Card
  • Competitive CD, IRA, Savings, and Money Market Rates

For more information, and to download a membership application, click here.

For our current customers, we now have a Referral Program! When you refer someone you know, and they sign up as a new member, you will receive $25.00!

Enhanced ATM service from CARFCU


Spring time news



Capital Area Realtors Federal Credit Union is pleased to announce that Metro Referrals Associates, a subsidiary of Long and Foster, has partnered with us to provide the benefits of credit union membership to their agents and their agents’ families.

All Metro Referral agents and their families, regardless of residence, can join by simply going to and clicking on the membership tab to download the application. Or, they can sign up by calling 240-314-0734 and giving their information over the phone.

New Metro Referral members receive two free Regal movie tickets or the 2010 Quicken Software as our gift for joining.

They will also receive the same exceptional services current members of Capital Area Realtors Federal Credit Union enjoy such as:

Free ATM Access

No Fee Checking

Low Rates on Car Loans

Discounts on New and Used Cars though United Buying Service

7.75% VISA Credit Card 

Competitive CD, IRA, Savings, and Money Market Rates

And here’s a message for all Realtors. Our experience in working with Realtors – particularly their borrowing needs – will bring a sense of comfort knowing that a financial institution understands their business. As always, we encourage all our members and those interested in membership to call Tony Launi at 240-314-0734 or email him at with any questions.

Meanwhile, a few words about Metro Referrals Associates. Metro Referrals provides active and inactive real estate agents in Maryland, Virginia, Delaware, Pennsylvania, West Virginia, and New Jersey the ability to keep their license active and earn significant extra income simply by making real estate referrals through them. Agents do not need to be members of GCAAR to join. If anyone is interested in joining, they should check out their website at


Divorce Support Group joins CARFCU

New Beginnings, a nonprofit support group for men and women coping with separation, is now a Select Employee Group. Any member of New Beginnings can now enjoy the financial benefits of belonging to CARFCU.

Established in 1979, New Beginnings is the oldest and only group in the metro area that deals strictly with separation/divorce and is open to people with or without children.

Meetings are held in members’ homes throughout the DC metro area (MD, DC, and VA). Topics include issues specifically for people in the early stages of separation as well as issues pertaining to dating, new relationships, and personal growth. All meetings are facilitated by a member volunteer trained to guide the discussion.

Carol Randolph, Executive Director, will be happy to answer any questions you may have about the organization. You can contact her at 301-924-4101. They are headquartered at 2711 Covered Wagon Way, Olney, MD 20832. Their website is: and Carol’s e-mail address is:

If you are a member of New Beginnings, check out the great rates at CARFCU and give us a call to become a member of the credit union.