Capital Area Realtors Federal Credit Union

 

Capital Area Realtors Federal Credit Union

Credit Update Request  

Before filling out this Application please note the following:

HOW TO APPLY:

 

1.     Please complete all of the information requested below.

2.     Incomplete or missing information may delay the processing of your loan request.

3.     Fax the following information to 240-314-0738 (no cover needed):

                     -  Previous years W2(s) and / or 1099's

                     -  Last paystub for this year and / or YTD gross income (printout)

 

 

      If you need to go back to previous field please use SHIFT-TAB.

      The ENTER Key does not switch between fields, please use the TAB key and the mouse to scroll down.

Loan Information

Individual Credit:

You must complete the Primary Aplicant Section about yourself and the Co-Applicant Section about your spouse if:

  1. you live in or the property pledged as collateral is located in a community property state (AK,AZ,CA,ID,LA,NM,NV,TX,WA,WI)

  2. your spouse will use the account, or

  3. your are relying on your spouse's income as a basis for repayment.  If you are relying on income from alimony, child support, or separate maintenance, complete the other section to the extent possible about the person on whose payments you are relying.

  Type of Loan:                      

  Amount Requested:                $ 
  Length of Loan (months):           
  If Applicable, Down Payment:     $ 

  If Signature Loan, Loan Purpose:   

 If Loan Purpose "Other", describe: 


 

Primary Applicant



  Marital Status:             Married  Unmarried  Separated

    Member Account Number:     

  Last Name:                 
 First Name:                


  Middle Initial:            


  Social Security #:          Format: 123-45-6789


  Date of Birth:              Format: mm/dd/yy

  
  
  Home Address: (NO PO Box, enter actual street address)

    House #:                   


  Street Name:               


  Street Type:               

  Unit/Apt #:                



  City:                      

  State:                     


  Zip Code:                  


  Years at Current Address:  

  Home Phone:                 Format: (123) 456-7890

 

Employment
(Primary Applicant)

  Employer:       

  Title/Position: 

  Work Phone:      Format: (123) 456-7890


  Ext:            
  Years on Job:      Years in Occupation: 

 

Income
(Primary Applicant)

  Gross:  $   Hourly  Bi-weekly  Monthly  Annually

  Other*: $   Hourly  Bi-weekly  Monthly  Annually



*Spousal support, child support, or separate maintenance income need not be revealed if you do not choose to have it considered for repayment of this loan.

NOTE: Married persons may apply for credit in their own names. Please provide information if (1) another person will use this account, (2) you want a joint account, (3) you are married and live in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI), or (4) you are relying on the income of a spouse to repay this loan. If (3) and /or (4) apply to you, please provide information about your spouse in the co-applicant section.

 

Co-Applicant



  
  Member Account Number:     

  Wage Earner:               


  Last Name:                 

  First Name:                


  Middle Initial:            



  Social Security #:          Format: 123-45-6789


  Date of Birth:              Format: mm/dd/yy


  Address Same as Primary:   

  
  Home Address: (NO PO BOX, applicant must enter actual street address)

    House #:                   


  Street Name:               

  Street Type:               

  Unit/Apt #:                


  City:                      


  State:                     

  Zip Code:                  

  Years at Current Address:  

  Home Phone:                 Format: (123) 456-7890

 

Employment
(Co-Applicant)

  Employer:       



  Title/Position: 



  Work Phone:      Format: (123) 456-7890



  Ext:            



  Years on Job:      Years in Occupation: 



 

Income
(Co-Applicant)

  Gross:  $   Hourly  Bi-weekly  Monthly  Annually



  Other*: $   Hourly  Bi-weekly  Monthly  Annually



*Spousal support, child support, or separate maintenance income need not be revealed if you do not choose to have it considered for repayment of this loan.

NOTE: Married persons may apply for credit in their own names. Please provide information if (1) another person will use this account, (2) you want a joint account, (3) you are married and live in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA, WI), or (4) you are relying on the income of a spouse to repay this loan. If (3) and /or (4) apply to you, please provide information about your spouse in the co-applicant section.

 

Assets

Autos Owned

Year

Make/Model

Balance

Payment

Car-1

Car-2

Car-3/RV/Boat

 

Home

 Own   Rent: Rental Pmt $   Live w/ Parents



 



1st Mtg Balance $     Pmt Amt $ 



2nd Mtg Balance $     Pmt Amt $ 



 

Other Debts

(Include other installment payments such as alimony, child care/support, etc)
(Do not include Credit Card & revolving debts)

Creditor

Balance

Payment

 

HAVE YOU EVER HAD A REPOSSESSION?


If YES, please place comments below. Note: Comments CANNOT exceed 72 characters.

 

HAVE YOU EVER FILED BANKRUPTCY?


If YES, please place comments below. Note: Comments CANNOT exceed 72 characters.

 

ARE YOU A CO-SIGNOR ON ANY OTHER LOAN?


If YES, please place comments below. Note: Comments CANNOT exceed 72 characters.

 

ARE THERE ANY JUDGEMENTS OR LIENS AGAINST YOU?


If YES, please place comments below. Note: Comments CANNOT exceed 72 characters.

 

ARE THERE ANY SUPPORT OR MAINTENANCE AWARDS?


If YES, please place comments below. Note: Comments CANNOT exceed 72 characters.

 

ARE YOU A US CITIZEN?

 

1.        I understand I must be a member in good standing to obtain a loan from CARFCU.

2.        I certify that statements on this application are true and complete.

3.        I promise that everything I have stated in this application is correct to the best of my knowledge and belief, and that the information stated above is a complete listing of all my debts.  I authorize the credit union to obtain credit reports in conjunction with this application for credit, and for any update, renewal, or extension of credit received.

      I understand the credit union will rely on the information in this application and in my credit report to make its decision. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on any loan application made to a federal credit union or state chartered credit union insured by the National Credit Union Administration (NCUA). CARFCU is a federal credit union.

Best place to contact me: at (time) Format: 10:30 am/pm
Please use the "misc. comments" box below to list other phone numbers or locations for contact.

Misc. Comments:



If you have any questions regarding your application,
please contact us at
(240) 314-0734

If you have any questions regarding your application,
please contact us at (240) 314-0734

 

 


For More Information Contact:
 

Branch Location

 105A W Edmonston Dr.

 Rockville, MD  20852

  

 Tel       240-314-0734

 Fax:     240-314-0738

 

 Email:

 tony0320@verizon.ne