Current Rates

Loan Rates & Terms

Updated as of Feburary 24, 2012 (subject to change quarterly)

TYPE RATE

VISA CREDIT CARD

8.00% (Prime + 4)…Annual Fee of $25.00
  9.50% (Prime + 5.5)… -0- Annual Fee
** Secured Card is also available at the 8.00% rate**

 

TYPE RATE DOWN PAYMENT TERM

**NEW AUTO

1.99%  0% 5 Years
  2.49% 0% 6 Years
 

**USED AUTO

2.75%
on a 2014 Car
  5 Years
  2.75%
on a 2013 Car or Older
  4 Years
***FOR A 5 YEAR TERM, ADD 1/2 POINT TO THE RATE***

SHARE SECURED

3%
Over the Collateral
   

HOME EQUITY
LOC RESIDENTIAL

     
- RESIDENTIAL PRIME (+) 1   15 Years

- INVESTMENT

PRIME (+) 1 ½   15 Years

MORTGAGE PURCHASE
AND REFI

Email Tony for more details at info@carfcu.org

SIGNATURE

11.99%   5 Years
  10.99%   4 Years
  9.99%   3 Years

                      ****ALL RATES ARE SUBJECT TO CHANGE BASED ON CREDIT SCORES****


 

Savings Programs, Rates & Terms

TYPE

MINIMUM BALANCE

APR[1] YIELD[2] TERM

CD & IRA CD

$1,000.00 .65% .95% 6 Months
    .95% .95% 12 Months

MONEY MARKET

$ 1,000.00-
$ 9,999.00
.20% .20%  
  $10,000.00-$24,999 .25% .25%  
  $25,000.00-$49,999 .30% .30%  
  $50,000.00-$74,999 .50% .50%  
  $75,000.00 and Over .85% .85%  

IRA SAVINGS

$100.00 .20% .20%  

SHARE SAVINGS

$500.00 & OVER 0.15% 0.15%  

SHARE DRAFT (CHECKING)

N/A 0.10% 0.10%  

 

  • NO MONTHLY SERVICE CHARGES
  • DIVIDEND PAYABLE ON $1,000.00 BALANCE