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Current Rates

Loan Rates & Terms

Updated as of Feburary 19, 2019 (subject to change quarterly)

TYPE RATE

VISA CREDIT CARD

Prime + 4…Annual Fee of $25.00
  Prime + 5.5… -0- Annual Fee
** Secured Card is also available at the same rates**
 

 

TYPE RATE DOWN PAYMENT TERM

**NEW AUTO

3.50%  0% 5 Years
  4.00% 0% 6 Years
 

**USED AUTO

4.25%
 
  4 Years
  4.75%   5 Years
ALL CAR LOANS OVER $70,000.00 ADD 3/4 TO THE RATE

SHARE SECURED

2%
Over the Collateral
   

HOME EQUITY
LOC RESIDENTIAL

     
- RESIDENTIAL

PRIME (+) 1/4

  20 Years

- INVESTMENT

PRIME (+) 3/4   20 Years

MORTGAGE PURCHASE
AND REFI

Email Tony for more details at TLAUNI@CARFCU.ORG

 

SIGNATURE

11.99%   5 Years
  10.99%   4 Years
  9.99%   3 Years

                      ****ALL RATES ARE SUBJECT TO CHANGE BASED ON CREDIT SCORES****


 

Savings Programs, Rates & Terms

TYPE

MINIMUM BALANCE

APR[1] YIELD[2] TERM

CD & IRA CD

$1,000.00 1.35% 1.357% 6 Months
    1.80% 1.808% 12 Months
    1.95% 1.958% 18 Months
    2.05% 2.058% 24 Months

MONEY MARKET

$ 1,000.00-
$ 49,999.00
.55% .5514%  
  $50,000.00-$74,999 .75% .7526%  
  $75,000.00-$149,999 1.10% 1.1056%  
  $150,000.00 and Over 1.75% 1.7641%  
         

 

       

SHARE SAVINGS

$500.00 & OVER 0.15% 0.15%  

SHARE DRAFT (CHECKING)

N/A 0.10% 0.10%  

NEW MONEY CD's

N/A 1.35% 1.357%

6 Months

    1.80% 2.808% 12 Months
    1.95% 1.958% 18 Months
    2.05% 2.058% 24 Months
         

 

  • NO MONTHLY SERVICE CHARGES
  • DIVIDEND PAYABLE ON $1,000.00 BALANCE