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Current Rates

Loan Rates & Terms

Updated as of Feburary 24, 2012 (subject to change quarterly)

TYPE RATE

VISA CREDIT CARD

9.25% (Prime + 4)…Annual Fee of $25.00
  10.75% (Prime + 5.5)… -0- Annual Fee
** Secured Card is also available at the same rate**

 

TYPE RATE DOWN PAYMENT TERM

**NEW AUTO

2.99%  0% 5 Years
  3.25% 0% 6 Years
 

**USED AUTO

3.50%
 
  4 Years
  3.99%   5 Years
 

SHARE SECURED

3%
Over the Collateral
   

HOME EQUITY
LOC RESIDENTIAL

     
- RESIDENTIAL

PRIME (+) 1/4

  20 Years

- INVESTMENT

PRIME (+) 3/4   20 Years

MORTGAGE PURCHASE
AND REFI

Email Tony for more details at info@carfcu.org

SIGNATURE

11.99%   5 Years
  10.99%   4 Years
  9.99%   3 Years

                      ****ALL RATES ARE SUBJECT TO CHANGE BASED ON CREDIT SCORES****


 

Savings Programs, Rates & Terms

TYPE

MINIMUM BALANCE

APR[1] YIELD[2] TERM

CD & IRA CD

$1,000.00 .65% .65% 6 Months
    1.10% .95% 12 Months
    1.25% 1.256% 18 Months
    1.35% 1.357% 24 Months

MONEY MARKET

$ 1,000.00-
$ 9,999.00
.45% .451  
  $10,000.00-$24,999 .50% .501%  
  $25,000.00-$49,999 .55% .551%  
  $50,000.00-$74,999 .75% .753%  
  $75,000.00 and Over 1.10% 1.106%  

IRA SAVINGS

$100.00 .20% .20%  

SHARE SAVINGS

$500.00 & OVER 0.15% 0.15%  

SHARE DRAFT (CHECKING)

N/A 0.10% 0.10%  

 

  • NO MONTHLY SERVICE CHARGES
  • DIVIDEND PAYABLE ON $1,000.00 BALANCE