Current Rates
Loan Rates & Terms
Updated as of Feburary 24, 2012 (subject to change quarterly)
| TYPE | RATE |
VISA CREDIT CARD |
7.25% (Prime + 4)…Annual Fee of $15.00 |
| 8.75% (Prime + 5.5)… -0- Annual Fee | |
| ** Secured Card is also available at the 7.25% rate** | |
| TYPE | RATE | DOWN PAYMENT | TERM |
**NEW AUTO |
2.75% | 20% | 5 Years |
| 2.99% | 0% | 5 Years | |
| ***FOR A 6 YEAR TERM, ADD ¼ POINT TO THE RATE*** | |||
**USED AUTO |
2.75% on a 2011 Car |
5 Years | |
| 2.99% on a 2010 Car or Older |
4 Years | ||
| ***FOR 5 or 6 YEAR TERMS, ADD ¼ POINT TO THE RATE*** | |||
SHARE SECURED |
3% Over the Collateral |
||
HOME EQUITY
|
|||
| - RESIDENTIAL | PRIME (+) 1 | 15 Years | |
|
- INVESTMENT |
PRIME (+) 1 ½ | 15 Years | |
MORTGAGE PURCHASE
|
Email Tony for more details at info@carfcu.org | ||
SIGNATURE |
11.99% | 5 Years | |
| 10.99% | 4 Years | ||
| 9.99% | 3 Years | ||
Savings Programs, Rates & Terms
| TYPE |
MINIMUM BALANCE |
APR[1] | YIELD[2] | TERM |
CD & IRA CD |
$1,000.00 | .35% | .35% | 6 Months |
| .65% | .65% | 12 Months | ||
MONEY MARKET |
$ 1,000.00- $ 9,999.00 |
.15% | .15% | |
| $10,000.00-$24,999 | .20% | .20% | ||
| $25,000.00-$49,999 | .20% | .20% | ||
| $50,000.00 & OVER | .20% | .20% | ||
IRA SAVINGS |
$100.00 | .20% | .20% | |
SHARE SAVINGS |
$50,000.00 & OVER | 0.15% | 0.15% | |
SHARE DRAFT (CHECKING) |
N/A | 0.10% | 0.10% |
- NO MONTHLY SERVICE CHARGES
- DIVIDEND PAYABLE ON $1,000.00 BALANCE